Author: My Budget 360

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The Inflation Nightmare

The Inflation Nightmare from My Budget 360 How inflation is slowly consuming your income since 2000. The four horsemen of inflation include college tuition, medical care, housing, and stagnant wages. Inflation has a slow destructive impact on your purchasing power. ...

Average Student Debt Balance for Seniors is now $40,000

Average Student Debt Balance for Seniors is now $40,000 from My Budget 360 The runaway cost to attend college just continues to sprint ahead.  The average student loan balance for graduating seniors is now $40,000.  This is astronomical considering the per...

Everyone thinks they are middle class: The false perceptions many Americans hold

Everyone thinks they are middle class: The false perceptions many Americans hold

We have a deeply held belief in America that if you work hard enough, anything is achievable.  This is something built into the core of our nation.  If you go back to the Great Depression, while other countries were overturning...

The focus on 401ks has destroyed the retirement for millions of Americans over the last generation

The focus on 401ks has destroyed the retirement for millions of Americans over the last generation

Over the last generation there has been a shift from pensions to do it yourself 401k plans.  The idea was pitched during a time when the stock market was in a bull run and Wall Street was excited to open up additional...